BLOOM AND GROW

 Recently, I came across a post on social media about stinginess being a person's unwillingness to spend money on the things that could push their lives forward, and that insight was mind-blowing for me. Many of us have dysfunctional relationships with money. While some can't seem to keep money at all, others like me have a hard time spending it.  It is important to think of money as a tool to push your life forward and I have made this a commitment, personally.  For example. I always make sure I have internet data for GPS navigation while driving to and fro work. I used to think that buying data for this purpose was expensive but I now see that using GoogleMaps saves me a lot of the time that I would otherwise spend in traffic.  I'm also carrying this mindset over to my work as a blogger especially in terms of promoting my posts on Twitter to reach more people. No matter how talented you are, it's very important to be seen.  So, again, money is a tool. You don't ma

This article was inspired by a discussion I had with a friend recently. He had bought a motorcycle for someone on a hire purchase agreement. Well, needless to say, the transaction ended in premium tears. So briefly, I will discuss why the transportation or logistics business is a No for most working-class Nigerians looking to invest their income and other money mistakes I see a lot of new earners making.  1. Transportation business:  It is difficult to find drivers or riders with integrity to hire. My dad did this business full-time for 20 years so I saw close-up the difficulties in receiving the agreed remittances from the drivers.  Be prepared for the usual excuses: police exhortation, traffic jams, and so on. So, this is not the sort of investment for anyone who is fully engaged at a tasking 9-5. You need time to monitor the riders closely and you need to be very street smart to engage these guys. However, I  agree that the logistics business is huge at the moment and there are man